Terms & Legal
InspectorMortgage.com is not a lender or a broker. InspectorMortgage.com performs marketing and computerized loan and insurance matching services via approved lenders in various states and with approved preset customer guideline requirements. The information provided by you to InspectorMortgage.com is not an application for a mortgage loan or insurance, nor may it be used to pre-qualify you with any lender or broker. If you are contacted by a lender or broker that is in connection with InspectorMortgage.com and you submit a loan application to such lender or broker, your information remains between you and that lender or broker. We do not take applications or collect other documents from potential borrowers, make loans, or accept or facilitate loan payments. As a marketing lead generator, InspectorMortgage.com is required to be a licensed mortgage broker.
InspectorMortgage.com does not endorse, warrant or guarantee any service or products of any lender or broker and does not guarantee and makes no representations of any rates, points and loan programs offered by affiliate lenders and brokers. All information is subject to change without notice. This is not an advertisement for credit.
InspectorMortgage.com shall not be responsible or liable for any products or services, as a result of any user submitting their contact information. Nothing on this web site contains an offer, promise or otherwise, either to make a specific loan or that any participating lender or broker will make any loan for any purpose or on any specific terms.
In no event shall InspectorMortgage.com.com be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the information or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the information. The entire risk as to the accuracy, adequacy, completeness, timeliness, validity and quality of any information is with the user.
Fees. InspectorMortgage.com does not charge you (the user) any fee for its services. InspectorMortgage.com receives its compensation from the Lenders or Affiliates as referral fees only for lead generation provided by InspectorMortgage.com. InspectorMortgage.com’s compensation varies by product and service. Marketing lead generation fees paid by the Lender or Provider may be included in your rate, points or term. Although some state licensing laws treat fees paid in exchange for marketing lead generation fees as mortgage broker fees or origination fees, this is not the case under federal law.
Credit. Any information you submit on InspectorMortgage.com is NOT an application for credit services. We are a notification service that works with various lenders, banks, and insurance agencies.
Federal Disclosures. Any loan or insurance request will be forwarded to Lenders/Brokers and these Lenders/Brokers may make certain disclosures to you. These disclosures, which are required by the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), and certain other federal and state laws, include details of your cost of credit; good faith estimates of your settlement costs(GFE); HUD mandated booklets “Guide to Settlement Costs” and/or “When your Home is on the Line”; notices concerning the possibility that your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home. The Equal Credit Opportunity Act(ECOA) prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The agency that administers compliance with this law varies by Lender depending on its lending authority, but may include the Federal Trade Commission, Equal Credit Opportunity, Consumer Response Center, Washington, DC 20580 or at 1-877-FTC-HELP (1-877-382-4357; TDD 1-866-653-4261; or at www.ftc.gov.
INSPECTORMORTGAGE.COM WILL RECEIVE A MARKETING LEAD GENERATION FEE FROM THE LENDER. IF YOU ALSO USE A REAL ESTATE PROVIDER, INSPECTORMORTGAGE.COM MAY RECEIVE AN ADDITIONAL MARKETING LEAD GENERATION FEE. YOU ARE FREE TO SEEK A LOAN WITHOUT OUR ASSISTANCE. YOU CONSENT, ACKNOWLEDGE AND AGREE HAVING READ AND UNDERSTOOD THIS DISCLOSURE OF DUAL CAPACITY AND HAVING RECEIVED A COPY HEREOF.
YOU ARE NOT REQUIRED TO PURCHASE ANY PRODUCTS OR SERVICES FROM INSPECTORMORTGAGE.COM OR FROM ANY PERSON OR ENTITY SUGGESTED OR RECOMMENDED BY INSPECTORMORTGAGE.COM. HOWEVER, INSPECTORMORTGAGE.COM RESERVES THE RIGHT TO APPROVE THE ENTITY SELECTED BY YOU, WHICH APPROVAL MAY NOT BE UNREASONABLY WITHHELD.
Guarantee on 3rd Party Services: InspectorMortgage.com makes NO guarantee that any of our approved vendors can fund loans, bind insurance, or settle debts. As each client has different needs and is unique it is impossible to guarantee any of these services. Our service remains: we research and approve different mortgage banks, lenders, insurance agencies, and settlement services that pass our internal guidelines that allow them to help consumers save money.
12 Month Free Mortgage/ 12 Month Free Auto/ or 12 Month Free Insurance Payments Qualifications Requirements:
You must apply online for the specific give away offer.
You may only apply one time.
You must contract the specific services with one of our preferred lenders, banks, or insurance providers to become eligible for the giveaway.
You must enter a valid email and phone number.
You must be the individual on title on residence or owner of vehicle.
You must retain the same mortgage or insurance policy accepted from one of our preferred vendors for one year to be eligible for a chance to win.
Only one winner is chosen each month.
Maximum one time payout for each winner will be no greater than $12,500.00 applicable to either their lender or insurance provider. A one time cash option will be made available as well payable to the original applicant on InspectorMortgage.com.
InspectorMortgage.com’s “Free payment for 12 months” can apply to any of the following:
-Annual Mortgage Payments
-Annual Insurance Payments
-Annual Auto Loan Payments
By entering any of our opt in rate watch programs you maybe be contact by a single mortgage loan officer, insurance agent, auto loan specialist, or debt consolidation specialist.
To Contact Our Customer Service Department Please Email: firstname.lastname@example.org
To Contact Our Legal Team: email@example.com
To opt out of our rate watch program, free payment for 12 months, or to not receive any future email notifications or phone calls please enter your information using the form below. Please enter the same information used on your initial sign with InspectorMortgage.com.
We saw the ad on Facebook and joined the rate watch list. Two weeks later we saved! Our mortgage was a 4.85 and now its 3.975! Awesome!Felecia C.
Best thing about Inspector Mortgage? NO SPAM! The bank they teamed me up with was great. Hope I win the no payments for a year!Robert R.
We have refinanced our loan twice using InspectorMortgage.com! We also used them for our insurance and saved $130.00 per year!Melanie & Koby E.